This book, “Islamic Wealth Planning & Management: The Practice of Personal Finance” focuses on personal financial management with applications of shariah principles that suit both students and working people for entertaining applications. It begins with the introduction of wealth management, explains how wealth could be created, accumulated, mobilized, preserved and purified. This book guides readers on investing their surplus income in the stock, bond, property and commodity markets that comply with shariah principles. It describes how important readers to have personal financial planning in their retirement, estate, inheritance and will plans that could provide regular returns and avoid the risk of losing their pension or EPF money. It concludes how easy it is to have their set of personal finance in terms of personal assets, personal, debts and personal income as a practical way to control expenses and hence avoid becoming bankrupt at the young ages of 25-40 years.